My Paper on Interprenual School of Thought Essay Example for Free

My Paper on Interprenual School of Thought Essay Enterprise is an idea which is characterized from multiple points of view. The word business visionary methods an individual who attempts from the French expression called eneteprendre. As far as business, the term business person implies beginning a business. A business visionary is an individual who oversees, sorts out, and assumes control over all the venture or business dangers. Different definitions incorporate an individual who has high desire and fitness to start change is known as a business visionary. The pioneering way of thinking depends on vision: a psychological portrayal of procedure made or if nothing else communicated in the leader of the pioneer as point of view, explicitly a feeling of long haul course of associations future and a sound vision and visionary CEO can help association in violent occasions or in extremely troublesome years for the association additionally it have deficits that holding tight the wellbeing and impulse of single individual, the passing or medical issue of that individual outcome in emergency of association. nd one of present day fruitful business visionary and its key moves toward the way of thinking is talked about. Recorded foundation of the school Throughout the hypothetical history of business, researchers from numerous controls in the sociologies have wrestled with an assorted arrangement of understandings and definitions to conceptualize this theoretical thought. After some time, a few scholars have distinguished enterprise with the capacity of vulnerability bearing, others with the coordination of beneficial assets, others with the presentation of development, and still others with the arrangement of capital (Hoselitz, 1952). Despite the fact that specific topics constantly reemerge since the commencement of business hypothesis, by and by there is no single meaning of enterprise that is acknowledged by all market analysts or that is relevant in each economy. In spite of the fact that there is just restricted accord about the characterizing attributes of enterprise, the idea is nearly as old as the proper order of financial aspects itself. The term business person was first presented by the mid eighteenth century French financial expert Richard Cantillon. In his works, he officially characterizes the business visionary as the operator who purchases methods for creation at specific costs so as to consolidate them into another item (Schumpeter, 1951). Presently, the French financial specialist J. B. State added to Cantillons definition by including that business people must be pioneers. State guarantees that a business visionary is one who unites others so as to construct a solitary profitable living being (Schumpeter, 1951). Throughout the following century, British market analysts, for example, Adam Smith, David Ricardo, and John Stuart Mill quickly addressed the idea of enterprise, however they alluded to it under the expansive English term of business the board. While the compositions of Smith and Ricardo propose that they likely underestimated the significance of enterprise, Mill makes a special effort to stretch the noteworthiness of business for financial development. In his works, Mill asserts that business requires no customary aptitude, and he mourns the way that there is nothing but bad English equal word to incorporate the particular importance of the French expression business visionary (Schumpeter, 1951). The need of business for creation was first officially pe rceived by Alfred Marshall in 1890. In his renowned treatise Principles of Economics, Marshall attests that there are four variables of creation: land, work, capital, and association. Association is the planning factor, which unites different elements, and Marshall accepted that enterprise is the driving component behind association. By inventively arranging, business people make new items or improve the arrangement of delivering an old product (Marshall, 1994). So as to do this, Marshall accepted that business visionaries must have an intensive comprehension about their enterprises, and they should be normal pioneers. Moreover, Marshalls business people must be able to predict changes in flexibly and request and be happy to follow up on such hazardous gauges without complete data (Marshall, 1994). Like Mill, Marshall recommends that the abilities related with business enterprise are uncommon and constrained in flexibly. He asserts that the capacities of the business visionary are so incredible thus various that not many individuals can display them all in a high degree (1994). Marshall, be that as it may, suggests that individuals can be instructed to obtain the capacities that are important to be a business person. Lamentably, the open doors for business visionaries are frequently restricted by the monetary condition which encompasses them. Moreover, in spite of the fact that business people share some basic capacities, all business people are extraordinary, and their triumphs rely upon the financial circumstances where they endeavor their undertakings (Marshall, 1994). Since the hour of Marshall, the idea of enterprise has kept on experiencing hypothetical development. For instance, though Marshall accepted business enterprise was basically the main impetus behind association, numerous financial experts today, yet positively not all, accept that business enterprise is without anyone else the fourth factor of creation that facilitates the other three (Arnold, 1996). Tragically, albeit numerous financial specialists concur that business is vital for monetary development, they keep on bantering over the real job that business people play in producing financial development. One way of thinking on business enterprise recommends that the job of the business visionary is that of a hazard carrier even with vulnerability and flawed data. Knight guarantees that a business visionary will bear the danger of another endeavor on the off chance that he accepts that there is a critical possibility revenue driven (Swoboda, 1983). Albeit numerous present speculations on business concur that there is an inalienable segment of hazard, the hazard carrier hypothesis alone can't clarify why a few people become business visionaries while others don't. For instance, following from Knight, Mises guarantees any individual who bears the danger of misfortunes or any sort of vulnerability could be called a business person under this restricted meaning of the business person as the hazard conveyor (Swoboda, 1983). Consequently, so as to manufacture an advancement model of business enterprise it is important to take a gander at a portion of different attributes that help clarify why a few people are business people; hazard might be a factor, however it isn't the one and only one. Another cutting edge way of thinking claims that the job of the business person is that of a pioneer; in any case, the meaning of development is still broadly far from being obviously true. Kirzner recommends that the procedure of development is really that of unconstrained undeliberate learning (Kirzner, 1985, 10). In this manner, the fundamental quality of the business person is readiness, and no inherent abilities other than that of perceiving openings are vital. Different financial experts in the development school side more with Mill and Marshall than with Kirzner; they guarantee that business visionaries have unique abilities that empower them to take an interest during the time spent advancement. Along this line, Leibenstein claims that the prevailing, fundamental quality of business people is that they are hole fillers: they can see where the market fizzles and to grow new merchandise or procedures that the market requests yet which are not as of now being provided. In this manner, Leibenstein sets that business visionaries have the uncommon capacity to associate various markets and compensate for advertise disappointments and lacks. Moreover, drawing from the early speculations of Say and Cantillon, Leibenstein recommends that business visionaries can consolidate different contributions to new developments so as to fulfill unfulfilled market request (Leibenstein, 1995). Albeit numerous financial specialists acknowledge the possibility that business people are pioneers, it very well may be hard to apply this hypothesis of enterprise to less created nations (LDCs). Regularly in LDCs, business visionaries are not really trend-setters in the customary feeling of the word. For instance, business visionaries in LDCs seldom produce spic and span items; rather, they emulate the items and creation forms that have been concocted somewhere else on the planet (ordinarily in created nations). This procedure, which happens in created nations also, is called inventive impersonation (Drucker, 1985) The term shows up at first incomprehensible; in any case, it is very illustrative of the procedure of development that really happens in LDCs. Imaginative impersonation happens when the imitators better see how an advancement can be applied, utilized, or sold in their specific market specialty (to be specific their own nations) than do the individuals who really made or found the first development. Subsequently, the advancement procedure in LDCs is regularly that of emulating and adjusting, rather than the conventional idea of new item or procedure revelation and improvement. As the above conversation illustrates, all through the development of enterprise hypothesis, various researchers have placed various qualities that they accept are regular among most business people. By joining the above divergent speculations, a summed up set of business characteristics can be created. All in all, business visionaries are chance bearers, facilitators and coordinators, hole fillers, pioneers, and trend-setters or inventive imitators. In spite of the fact that this rundown of attributes is in no way, shape or form completely exhaustive, it can help clarify why a few people become business visionaries while others don't. Therefore, by empowering these characteristics and capacities, governments can hypothetically adjust their countrys flexibly of local business enterprise. (David Burnett, thechnoprenurial. com September 2000) Principle substance of the school The most focal idea of this school is vision: a psychological portrayal of system made or if nothing else communicated in the leader of the pioneer as point of view, explicitly a feeling of long haul dir

Religion, Literature Essay Example | Topics and Well Written Essays - 1000 words

Religion, Literature - Essay Example Nonetheless, after Nietzsche had built up a free psyche, their distinction developed, as they saw mankind and life through alternate points of view. This paper digs into Nietzsche’s disillusionment with Wagner and how his strict perspectives veered from Nietzsche’s sees. Nietzsche depicts Wagner as an artist who is the ace than anybody he knows in the revelation of tones that are particular to tormented, mistreated, and enduring spirits (Darby 56). Wagner could even give a discourse to imbecilic hopelessness. He could be ace of everything that was little, however he would not be this as per Nietzsche. A few different elements made Nietzsche frustrated in Wagner. The work starts by indicating that he and Wagner were contrary energies (Darby 60). He proceeds to express that the book was for therapists and that all Germans were prohibited from those he planned to peruse his books. This was undoubtedly regarding Wagner and his foundations. Nietzsche at that point proceeds to communicate his appreciation for Wagner and his capacity to communicate the two his wretchedness and enduring in his manifestations of short music. After this, he proceeds to take a basic remain on Wagner’s endeavor everywhere work creation (Nikos 65). Nietzsche was likewise basically baffled at the physical part of Wagner’s music (Nikos 65). He even proceeded to attempt to uncover Wagner as a greater amount of an entertainer than of an author. As per him, Wagner’s feet, lungs, heart, throat and digestion tracts were influenced awkwardly. Nietzsche likewise says he was disillusioned to find that in Wagner’s music existed no satisfying tune or beat. Or maybe, Nietzsche fights, Wagner’s music was only a method of upgrading motioning and presenting dramatically. Nietzsche additionally uncovers that he needed and wanted significant, wanton, bright, tricky, effortless, and delicate music. He saves acclaim for Chopin, Peter Gast, Liszt and Rossini, and all Venetian music. He, indeed, parts of the bargains his sonnet, Venice. He found the examined characteristics

Road Map to College

Road Map to College Talk to your high school counselor about your college goals.Take challenging classes that meet college admissions requirements.Get involved in extracurricular activities, taking on leadership roles when possible.Explore your academic interests, looking for opportunities related to potential majors.Start researching colleges.Visit colleges you’re interested in.Register, practice for, and take the ACT or SAT.Talk to your family about your options and finalize your college list.Fill out college admissions applications.Apply for financial aid by submitting the FAFSA.Search and apply for local, state, and national scholarships.Evaluate the colleges you’ve been admitted to and accept the offer of your choice! Download Road Map applying college college prep resources high school scholarships visit Illinois Admissions We're here for you as you prepare for college. Whether you're looking for guidance on the college search process or have questions about Illinois, we hope our blogs will help!

Australia s Major Securities Transactions - 1863 Words

ASX Limited (ASX): Brief Introduction: An Australian public company (ASX: in Australia s major securities transactions, the Australian Securities Exchange. This was created in July 2006 through a merger Australian Stock Exchange and the Sydney Futures Exchange. ASX group is a market operator, clearing and payment systems facilitator. It is also responsible for monitoring compliance with the Rules, the promotion of corporate governance standards in the Australian listed companies, would help in the education retail investors. Australia s capital markets: †¢ Financial Development - Australia ranked 5 of 57 world-leading financial systems and capital markets in the World Economic Forum. †¢ Stock Market - 8 in the world s largest (based on free-float Market capitalization issue) and in the Asian and Pacific the maximum of 2 and 1.2 trillion dollars in market capitalization and average daily in the 2 market transactions in the $0 a day. †¢ Bond Market - 3 maximum debt market in Asia Pacific region. †¢ Derivatives market - the most fixed income derivative products in the Asia-Pacific region. Product: The products and services provided on the Australian Stock Exchange transactions including stocks, futures, foreign exchange transactions, warrants, contracts for differences, exchange-traded funds, real estate investment trusts, listed investment companies and interest rate securities. 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The first section stressed on the central bank in Australia, the Reserve Bank of Australia (RBA) and the central bank inRead MoreNational Australia Bank Essay3858 Words   |  16 PagesNational Australia Bank Introduction For any person who first moved to Australia, for education, business or any other purposes, one of their first concerns is always which bank/s are the most trust-worthy. For those who know the answer to this question, a typical response would be, â€Å"any of the big four†, which includes the ANZ Bank, Commonwealth Bank of Australia, Westpac Bank, and the National Australia Bank. National Australia Bank is often mentioned as one of the â€Å"Big four† in the banking

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Case Study of the Spanish Retail Chain Zara Free Essays

The Spanish retail chain, Zara, owned by Inditex is a retailer that has been so successful in our world of globalization and new technologies today by simply adopting a new approach in the industry. With their simple business model of speed, flexibility, and high fashion, Zara has the competitive advantage to be sustainable. Zara was founded by Amancio Ortega Gaona (Ortega), in 1975 and went on to become the flagship brand of the holding company, Industria de Diseno Textil, SA, popularly called Inditex, which was founded in 1979. We will write a custom essay sample on Case Study of the Spanish Retail Chain Zara or any similar topic only for you Order Now As of 2002, Inditex operated six separate chains, that being, Zara, Massimo Dutti, Pull Bear, Bershka, Stradivarius, and Oysho. However, each chain operates independently and is responsible for its own strategy, product design, sourcing and manufacturing, distribution, image, personnel, and financial results. Zara, which contributes around 80 per cent of group sales (Grant 2005, p. 398), is by far the largest, most profitable, and most internationalized of the chains. Its stores can now be found in the most important shopping districts of more than 400 cities in Europe, the Americas, Asia and Africa. With year-on-year sales increasing at around 25% over the last 5 years, it has become one of the world’s fastest growing retailers (University of Cambridge Institute for Manufacturing). Discussion The global apparel market is a consumer-driven industry (Criag, Jones Nieto, 2004) in which profits derived from â€Å"unique combinations of high-value research, design, sales, marketing, and financial services that allow retailers, branded marketers, and branded manufacturers to act as strategic brokers in linking overseas factories†Ã¢â‚¬Ëœ with markets (Collins 2003, p. 44). Zara’s business model can be broken down into three basic components: concept, capabilities, and value drivers. Zara’s fundamental concept is to maintain design, production, and distribution processes that will enable Zara to respond quickly to shifts in consumer demands and tastes. The main business tactics of the company in context of its business model is:- (i) Short lead time: More fashionable clothes and embracing quick changing customer’s tastes. (ii) Decentralized Management: Taking advantage of the intelligence and trust the judgment of employees. (iii) Lower quantities: Inventory will be formidable burden in perishable products. (iv) More styles: Providing more choices for customers and more chances of meeting the customers taste. At the heart of Zara’s success is a vertically integrated business model spanning design, just-in-time production, marketing and sales. The distinctive vertical integration feature of Zara’s business model, has allowed the company to successfully develop a strong merchandising strategy. This strategy has led Zara to create a climate of scarcity and opportunity as well as a fast-fashion system. Currently, HM is Inditex’s major competitor. Swedish retailer HM has been growing at an average rate of 20% annually in the past two decades. These two European retailers are known for their ‘fast fashion’ had unique business models and growth strategies which have enabled them to expand quickly and successfully beyond their own borders. With the European markets becoming saturated, Both companies are expanding outside Europe and establish their hegemony in the world market. Yet what is it that distinguishes Zara from HM and its other competitors? In its process of expanding globally, Zara, unlike its competitors such as Gap, Benetton, and HM, does not use cheap Asian outsourcing. Eighty percent of Zara’s materials are manufactured in Europe, with fifty percent made in Zara controlled facilities in the Galicia region of Spain near headquarters. Though the cost of production in Spain more expensive compared to Asia, Zara still manages to maintain competitive advantage over its competitors in regards to operations. Zara maintains local strategic partnerships with manufacturers and suppliers in Europe and this proximity gives Zara great flexibility in adapting their product lines based on up to date market trends and consumer behaviour while decreasing costs of holding inventory. This proximity effect and the flexibility give Zara its competitive edge in comparison to their peers. However, the business strategies adopted by Zara, does have its setbacks to Zara’s success. The vertical integration concept often leads to the inability to acquire economies of scale, which means Zara cannot gain the advantages of producing large quantities of goods for a discounted rate which leads to higher costs being incurred as they have to set a higher pricing of Zara products outside of Europe in order to cover supply costs. Zara has not invested in distribution facilities to support their global expansion. As a result, despite being able to quickly supply their stores at present, they may not be able to supply to a larger number of retail locations due to their â€Å"centralized logistic† model. Even though Zara has been successful at scaling up its distribution system, the centralized logistics system might eventually be subject to diseconomies of scale as Zara continues to open stores all around the world and ships product from its single Distribution Center in Europe. This system may work well with the current number of stores because majority of the stores are centralised in Europe. However, Zara won’t be benefiting from short lead times and low operational cost with a single central Distribution Center model in terms of globalisation and branching out into other countries. Conclusion To successfully expand globally, Zara should focus on one country at a time. Our team concludes that Zara’s current focus should be international expansion in a country that has an open trade market with well formed trade regulations as this provides a safer business environment. During the globalization process, Zara should maintain short lead time, quick inventory turnover, leading fashion brand and low advertising cost as its competitive advantage. As a result of their product cycle, Zara gives their customers the feeling of scarcity because new items are presented weekly and are often not restocked, and this encourages customers to come to the stores and buy frequently. As such, Zara invests more in their store layouts as compared to marketing. Their cost advantage and ability to maintain brand recognition and customer loyalty along with other factors such as regional distribution center, vertical integration, outsourcing and eye-catching window displays are essential elements for Zara to build value in the company and to continue to re-invent and innovate themselves to stay fresh in the apparel industry. How to cite Case Study of the Spanish Retail Chain Zara, Free Case study samples

The Power of a Word free essay sample

Word Passion: strong emotion, desire. The Power off Word is all about how it is interpreted. Interpretation can change the meaning of any word. An eighty-year old mans interpretation of the word passion would probably vary from a twenty-year old womans interpretation of passion. Interpretation is key when it comes to defining a word. Rick Shaw says that passion is The desire to do something that you like come hell or high-water. Meanwhile, my younger brothers believe that Passion is how you eel about women.It is all in how people view things. I could stare at an abstract painting for hours, wondering what it is supposed to be. While Mrs.. Gullet could take one glimpse at it and give you a two-hour long interpretation about what that painting means. The word passion was first interpreted in 1175. It was interpreted as the suffering of Christ on the cross, hence the Passion of the Christ. We will write a custom essay sample on The Power of a Word or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page Nearly two- hundred years later, 1374, the word began to be interpreted as strong emotion, desire. In 1588 passion was being defined as sense of sexual love.By 1638 the word was understood, by most, to mean Strong liking, enthusiasm, and or predilection. After this many different meaning of the word passion, it is easy to understand why it has so many different interpretations today. Different languages also have different interpretations of words. The word passion in the English language would probably have a different meaning to Arabic people. But words do not only differ from person to person or language to language. Words will also heavily differ from culture to culture.Passion would most likely be ascribed differently between a Native American community and a Jewish community. Words like passion will always have different meanings between different people, languages, and cultures. Webster Dictionary defines passion as: intense, driving, or overmastering feeling or conviction. But Cambridge Dictionaries define it as: a very powerful feeling, for example of sexual attraction, love, hate, anger or other emotion. Just like people, dictionaries have different meanings and interpretations of words as well.The word passion has changed significantly since its first interpretation. It is viewed in many different ways, by many different people. When I first started this essay only one word came to my mind when I heard passion, love. But now I believe that passion is an unconditional love and or determination for something that you love or love to do. But the interpretations of words, like passion, will always remain constantly changing and picking up new meanings as humans continue to evolve. If you are going to use this paper, please re-edit to some extent. So that you dont get caught for cheating.

Guidelines For Students For Maintaining Mental Health

Guidelines For Students For Maintaining Mental Health If you still cannot find a solution†¦ How To Maintain Good Mental Health If You Are A Fresher? If you are a fresher, you have probably read many articles and watched videos on how great it could be to start a new chapter of your life. So you might already picture the life in the university. You leave your home maybe for the first time for a long time, pack your belongings, sit in the car and unpack them in your new home that will be your place of living for the next few years. You will meet a bunch of new people and maybe make new good friends. Anyway, you will be constantly surrounded by young people that are just like you in the new surroundings. Of course, there will be a lot of studying and discoveries. You will be free to arrange your time as you wish to paint it to education and fun as well. But there is also a possibility that you will not have the expected fun. The truth is that often the reality does not meet our expectations. Young students, instead of spending time on parties with friends, sometimes may isolate themselves from others and spending free time missing home. They also may suffer from the fact that the educational process is not as fascinating as they expected. We do not want to scare you with this article. Young people after leaving home and starting hard studying want to make these years full of discoveries, impressions, and memories. But the reality is that often it takes time to adjust to the new environment and find your place in the new place and circumstances. It may require a few months or more. Or the case may be the opposite. The start of your new life will be great and careless, but with November comes you may face a serious crisis connected with numerous tasks, strict deadlines etc. And this is the moment many students get shocked because of the drastic difference between the start and the actual educational process. But we want to reassure you that having problems on the starting stages of your university life is completely normal. And you are not the first who face this and you will be able to overcome everything as well. We have prepared some tips for you to help with this challenge. You are not alone! Many freshers suffer from the disappointing reality when they got surrounded by people and things that are not as funny and inspiring as they considered from the various sources of information. They have planned to enjoy the best years of their life but in fact, they do not have any pleasure at all. They may feel like being betrayed, especially when they see other students enjoy the same things. If you have found yourself in a similar situation, the first thing for you to keep in mind – you are not alone in your feelings. You are surrounded by various events and different people. So it is okay if someone’s attitude will differ from yours. You may be focused on people who genuinely enjoy their lives in the new environment, but there are also students who suffer from anxiety and experience the same emotional problems as you do. Such conditions may be caused by various aspects starting with relationships with your roommate and tuning your social life and ending with trying to keep up with curriculum and other educational challenges. The thing is there are many freshers who may feel lonely and left out so you are not alone in this struggle. It is a very big thing for young people to leave their homes and start living close to complete strangers without any support or communication they got used to in their hometown. This experience may have a completely unpredictable effect on the human mind. Sometimes students, who were not socially activities in their previous lives, change drastically. They estimate the new surroundings as the opportunity to create a new image and to reinvent their personality. So they even might turn into extroverts. But for students, who have had plenty of friends in their hometown and their reputation made people wanting to become friends and spend time together, building new relationships may be hard. They got used to attention and communication that have built for years. But in the new environment, they do not experience the required level of attention. They might feel lost realizing they need to start everything over. In the first weeks at university, you will meet plenty of new people, maybe more than you have ever met for such a short period of time. This might be one of the most socially intense periods of your life. Many students will agree with this statement. You need to realize that if your feelings of loneliness and disorientation start turning into more serious mental conditions without getting better, you need to look for help. But it is fine if you feel uncomfortable for a while during the adaptation time. This is a normal reaction to the discovery that some aspect of student life is more difficult in reality than you expected. Do not push yourself to have fun if you do not feel like a party. Constant pressure that you need to have fun and keep up with the educational process will lead only to the growing anxiety. Give yourself a break.   Look for support from your friend to feel more comfortable If you have friends from school or at least of the same age as yours, you may feel like calling them for support. But hearing they have so much fun in the new environment can make you feel even lonelier. However, they likely face similar difficulties with assimilating in the new university environment as well. But you can mistakenly assume that they are too busy to communicate with you. Eventually, you can lose touch with them as it is natural that you both will have to spend time on building new connections and overcoming new challenges. But if your friendship is strong enough, even without constant communication you can support each other in the troubles of university life. Do not hesitate to call them. Share your feelings with a close person. Ask them whether they have faced the same issues and how they have dealt with them. You may receive useful guidelines that will help you in your struggle. Also knowing that your friend also tries to overcome new environment challenges may help you to fight loneliness as you will have a person who understands you completely in your struggle. You may be afraid to admit that student times have started less colorful. But sharing your feelings with a close friend will help you to free your soul. If your friends are lucky enough to have a fascinating college life, you may visit them to seek for inspiration. This may give you positive energy to walk through hard times having a vision of the future. You will have more confidence that everything will be much better with time. This attitude will lower the pressure of the situation and you will definitely feel better. Take time There are many events in the university during the first weeks of the year that are aimed at providing freshers with an opportunity to get to know each other better and make new friends. This can be a great opportunity to expand your communication circle and find people with similar interests. Clubs and societies can serve a great deal as well. Do not hesitate to meet someone for coffee or drinks to have a conversation and maybe to start building a long-time friendship. Usually, freshers do not reject such invites as they also are interested in making new friends. But in case you do not feel comfortable with this way of assimilation, do not force yourself. Take it easy and do not expect to meet your future BFF on the first day of university. Take time and let events evolve naturally. University is a long road and you do not have to walk it all at ones. The first week may be difficult but with time you will notice that there are some people around you and they build connections with each other by having common tasks, interests, and places for going out. Some students may have plenty of â€Å"friends† but in fact, they will just have a selection of humans to spend time with. So you can choose to stay in your room and to refresh your mind, paying time for your favorite activities etc. You can also call your mum or close relative to share your thoughts and events of the day. Going to university you make the first step towards adult life and one of the greatest things about it is that you will be free from the peer pressure. You will be able to choose what to do, when and why as this is your life and only your choices matter to you. So you are free to decide whether to go out or not, make new friends or enjoy solitude etc. Do not force yourself to search for connections. The best way to socialize is when you want it and feel comfortable with this. You will find people you will be comfortable being around eventually, so there is no need to rush the events. University’s effect on mental health We should not underestimate the effect of the first week at the university on the mental help of the freshers. Often this is the time when their anxiety grows. So this is the reason to calm yourself if you feel anxious as you now know that almost everyone in your group has the same feelings. Usually, this type of anxiety does not last long and you will feel better with time. But if your bad condition will last longer and without any positive changes, this may lead to more serious problems like depression. Problems with mental health are very common and disturbing in US universities as well as in educational institutions all over the world. The anxiety may be caused by financial problems, curriculum pressure, worries about your future career and other factors that lead to mental crisis. According to some reports, 1 of 4 students suffers from mental issues during their studying at the university. Considering this data, there are high chances you will face some issues as well on this stage of your life. This is almost impossible to avoid any mental difficulties when you drastically change your living environment. If this is not about you, then someone you know may be in the group of risk. The main point of this passage is that when you notice there something happens with your mental condition after you start your education, you do not have to feel like you are crazy or something. On the contrary, you are the average student who has to overcome average difficulties. But you still need to monitor your conditions and check whether it is within regular parameters or you suffer for too long and need some professional help. How to tell the difference between a bad mood and depression? Mental health is an important thing and you need to monitor your conditions and seek help in case something in your brain make you worry. However, you need to understand that human emotions include sadness as well as the ability to express sadness as well as happiness is also a sign of your mental stability. You may have plenty of reasons to feel sad and this is a part of our life. We can miss our friends and family, be upset because of some failures or difficulties in studying or working. Feeling sad does not mean you suffer from depression. If you can find the definite reasons why you’re feeling sad, you are within a norm. But what is the depression then and how to detect this condition? In simple words, the professional psychologists explain this condition as a constant feeling of sadness without definite triggers or reasons. This is the main difference between a bad mood and depression. An article in Psychology Today we may find a wider explanation: Depression is an unusual condition, may also be considered as a mental illness that chronically affects a person’s emotions, thoughts, perceptions, and actions. Depression makes us feel sad whether have we a decent reason for that or not. This condition may appear even without any noticeable events or circumstances and the person does not always experience some serious losses or problems before depression as it often may appear without any obvious triggers. Objectively the life of the person with depression may be fine (and the patients even admit this), but bad feelings will haunt the anyway. If you notice that you constantly feel sad even if there are no obvious reasons for that and even if your life is fine in all aspects but you still cannot enjoy it – there are high chances you suffer from depression. You can use the checklist of symptoms of depression from Psychology Today to monitor your condition and minimize risks of digging deeper into your mental issues. If you have checked more than five symptoms from the list below, you may be in depression: most of the time you feel depressed and everything can irritate you; you lose interest in the activities that you liked or enjoyed before; you have noticed changes in your weight or appetite; you have difficulties with falling asleep or waking up and you sleep longer than it is required for the normal brain functioning; your actions are slowed down or you cannot rest for a long time; you feel tired and have a lack of energy most of the time; you constantly feel worthless and guilty; you have troubles with focusing on things, the lack of concentration, inability to create and make decisions; you often have thoughts about suicide or just do not want to live. If you found that this checklist applies to your condition, ask for professional help as soon as possible. Students usually neglect their mental conditions and do not ask for help. That is why there are a lot of self-harm and suicide cases among students. Where to seek for help For most students, it is hard even to admit that they suffer from serious mental condition and that they need professional help. But the next challenge is finding the place where they can find that help. Usually, it is more difficult to find a place where you can address your mental issues comparing to physical problems. So students, even if they have admitted they have problems, cannot identify the place they can go with their problems. That is why we have collected some options you may use in case you seek for help or some of your friends or mates does. University counselling services Usually, universities provide students with numerous services and counseling. They often hire qualifies counselors and psychologists to provide students with professional help or at least checking service. And this can be the place where you can get qualified advice considering your mental health. In some universities, such help can be provided by other students that can be even more effective as they have faced the same difficulties of assimilation a year or even less ago. This option allows students to feel more informal without visiting special offices whether they might feel like crazy. But the friendly peer conversation may be really helpful. You can check the university website and see what resources and services are provided for students. Personal tutor To make it easier to adjust to university life, most universities assign a personal tutor to each student. The level of the care they provide may vary depending on the educational institution, but anyway, this is one of the options for providing help for freshers. Sure thing, the significant part is played by the relationships you will have with your tutor. And if you are lucky to find a common tongue, you can share your feelings and worries in a friendly conversation, especially if you have any mental worries. Your tutor may help you directly or advise to talk to someone who will more likely help you. Your GP It is okay if you do not feel like sharing your worries, especially connected with mental illnesses, as you have changed your doctor after moving in. But if you suffer from serious problems and cannot cope with them on your own, you need professional help and the doctor is one of the most suitable people for providing it. Despite the fact that your GP is not specialized on mental issues, he or she will be able to define the service that will suit your need the most. They also may prescribe you some medications to ease your condition. This is the place where you can get a doctor’s note to justify your missing classes, exams etc. Online self-help In case you cannot make yourself talk to professional or other people, you can try to find a solution online. There are numerous websites and resources where you can share your concerns and discuss your mental problems. We refer now to the services like Student Minds, the NHSs Moodzone, and Students Against Depression. The Samaritans This is the place where you can find immediate help if you feel too depressed and you worry about your life. This is a 24-hour service that can be reachable anytime and any day. You can call there for free on 116 123 and find a person to talk to and discuss your worries in your head. You can rely on receiving a sincere help, advice and simple a shoulder to cry on. You can tell what you worry about the most and even find a solution to the most concerning issues. London Nightline This is another British service that is aimed at helping students with their issues. The service is available via the phone or live chat. They are available at night hours between 6 pm and 8 am, to close the gap when other services do not work. You can call there using 020 7631 0101 or text on 07717 989 900. Also, Skype, IM and email options are available. The contact info can be found on the website. Nightline has well-trained volunteers-counselors who want to help students and provide valuable advice to make it easier to overcome years of studying. They offer a sympathetic ear and a shoulder to cry on. You also can be sure that your communication will be strictly confidential. What about my classes? You need to realize that your health, both physical and mental. Are of the main priority and you need to put them in the first place anytime you feel seriously sick or depressed. Do not try to keep up with your educational plan ignoring your mental issue. You risk getting more serious conditions if not fix the current slight depression etc. Extensions to assignment deadlines If you feel anxious due to having many deadlines, you become less able to complete the task properly eventually. So you can make everything even worth by trying to keep up with deadlines even if you are mentally exhausted. So try to ask your tutor to extend your deadline to provide you with the opportunity to recover and have some rest (physical and emotional). A doctor’s note can help to prove that you do not fake your condition and you really need help. Usually, tutors and professors try to be sympathetic to students, especially the freshers so you can rely on their understanding. Apply to defer or retake exams If your mental condition makes it impossible to pass current exams or you are strongly sure that your bad results were caused by mental issues, you can request for deferral. If you really can explain why you ask for re-talking, you will likely be provided with this opportunity. Moreover, if you observe that you constantly perform badly on your exams even if you know the topic or subject, you need to check your general mental condition as this may be one of the signs of depression. Do not waste your time expecting that everything will be fixed somehow without any actions from your side. Make it possible to provide an explanation and proofs that your mental health affects your exam performance. After this, you will be allowed to retake the exam without any penalties. Do not take no for an answer Universities are obliged to pay attention to the mental conditions of their students. So if you face some unsympathetic attitude to your emotional problems, you can address to the students’ union and receive the proper help, assistance etc. If you still cannot find a solution†¦ Take some rest. Take a break and move back home for a while. Or you can travel to some other places to relax and change the environment. This is a great opportunity to revise your life plans and goals. Maybe you will find out that you do not want to dedicate yourself to the university to the extent you did before. Or you just took too much on your shoulders and a few months off may become a solution. The main statement of this article is that you should not be ashamed of mental conditions you may suffer from. You will show you strength if you will try to fix it.

Words of War for Spanish Students

Words of War for Spanish Students Looking for a different perspective on the news of the world? If so, check out one of the many Spanish-language news sources and get an idea of what people in Latin America or Spain or other Spanish-speaking places are reading. If the news is about war, you may find this vocabulary list helpful. War Vocabulary List Alphabetized in Spanish Words below are alphabetized in Spanish; see the next section for the same words alphabetized in English. el alto el fuego - cease-fireel arma, las armas - weapon, weaponslas armas de destruccià ³n masiva - weapons of mass destructionatacar - to attackel ataque - attackla baja - casualty (death)base (aà ©rea, military)  - (air, military) basela batalla - battlela baterà ­a - batteryel blanco (militar) - (military) targetla bomba - bombbombardear - to bombcivil - civilian (noun or adjective)el/la comandante - commanderel combate - combatel/la (no) combatiente  - (non)combatantel conflicto - conflictla Convencià ³n de Ginebra - Geneva Conventionel/la coronel - colonelel criminal de guerra - war criminallos derechos humanos - human rightsderribar - to shoot down, to bring downdestruir - destroyel ejà ©rcito - armyencontrarse cautivo - to be taken captiveestar en control, encontrarse en control - to be in controlla explosià ³n - explosionlas fuerzas aà ©reas - air forcelas fuerzas aliadas - allied forceslas fuerzas armadas (FF. AA.) - armed forcesel/l a general - generalel gobierno - governmentla granada - grenade la guerra - warel helicà ³ptero - helicopterherido - injuredherir - to injurelas hostilidades - hostilitieshumanitario - humanitarianla inteligencia militar - military intelligencela invasià ³n - invasionla marina - navymatar - to killmilitar - military (adjective)el/la militar - soldier, fighterel misil - missilela muerte - deathel objector de conciencia - conscientious objectorla ofensiva - offensivela patrulla (patrullar, estar de patrulla) - patrol (to patrol, to be on patrol)la paz - peaceel/la piloto - pilotel preso de guerra, el prisionero de guerra - prisoner of warla propaganda - propagandaresguardar - to protect againstla resistencia - resistancesacudir - to strike, to hitsangriento - bloodyel/la soldado - soldierel tanque, el carro de combate - tankel territorio - territoryel/la terrorista - terroristlas tropas - troops War Vocabulary Alphabetized in Enlish air force - las fuerzas aà ©reasallied forces - las fuerzas aliadasarmed forces - las fuerzas armadasarmy - el ejà ©rcito(air, military) base - base (aà ©rea, military)attack - el ataqueto attack - atacarbattery - la baterà ­abattle - la batallato be in control - estar en control, encontrarse en controlto be taken captive - encontrarse cautivobloody - sangrientobomb - la bombato bomb - bombardearcasualty - la baja (death), el/la herido (injured person)cease-fire - el alto el fuegocivilian (noun or adjective) - civilcolonel - el/la coronelcombat - el combate(non)combatant - el/la (no) combatientecommander - el/la comandanteconflict - el conflictoconscientious objector - el objector de concienciadeath - la muertedestroy - destruirexplosion - la explosià ³ngeneral - el/la generalGeneva Convention - la Convencià ³n de Ginebragovernment - el gobiernogrenade - la granadahelicopter - el helicà ³pterohostilities - las hostilidadeshumanitarian - humanit ariohuman rights - los derechos humanosto injure - herir injured - heridoinvasion - la invasià ³nto kill - matarmilitary (adjective) - militarmilitary intelligence - la inteligencia militarmissile - el misilnavy - la marinaoffensive - la ofensivapatrol (to patrol, to be on patrol) - la patrulla (patrullar, estar de patrulla)peace - la pazpilot - el/la pilotoprisoner of war - el preso de guerra, el prisionero de guerrapropaganda - la propagandato protect against - resguardarresistance - la resistenciato shoot down, to bring down - derribarsoldier, fighter - el/la militar, el/la soldadoto strike, to hit - sacudirtank - el tanque, el carro de combate(military) target - el blanco (militar)territory - el territorioterrorist - el/la terroristatroops - las tropaswar - la guerrawar criminal - el criminal de guerraweapon, weapons - el arma, las armasweapons of mass destruction - las armas de destruccià ³n masiva

Business Ethics Article Example | Topics and Well Written Essays - 250 words - 6

Business Ethics - Article Example The bank sold the securities to an investor who was unnamed and to the Zuni Indian Tribe. Stuck with $5.5 million in equity that it could not sell, through flashy moves the bank transferred the risk into CDOs marked at 52.7 cents to the dollar. They sold these CDOs to the investor and the Zuni Indian tribe for 95 cents on the dollar. The original property went into default and the purchasers were left with debt. Other fraud allegations were covered in the suit. Also, Wells Fargo had fired a whistle blower who had reported to the SEC in 2009 of these strange dealings at the bank. Is there a moral issue involved? Wells Fargo was fined a small percentage for the billion dollar chaos it helped created.It had probably obtained millions in income before the housing bubble bursted. Is uncontrolled greed a moral issue? Yes, it is. 2. In defense of Wells Fargo & Co., and Goldman Sachs who was mentioned in the article as being fined $550 million last year by the SEC for similar allegations, Mi lton Friedman, a worldly respected economist, in regard to corporate social responsibility is often quoted, "to make as much money as possible while con ­forming to the basic rules of the society, both those embodied in law and those embodied in ethical custom." Another defense would be to define the rules of society during the period of the spiraling housing prices as one that allowed speculation and rewarded it.

The Tough Life Essay Example | Topics and Well Written Essays - 500 words

The Tough Life - Essay Example She appears embittered about â€Å"lost beauty.†The woman lives in abject poverty, endures racial discrimination, suffers from mental illness, and feels abandoned. She is also depressed and lonely. The image of the woman reflects on the life experience of Native-Americans, secluded from their culture and entangled in cyclic poverty. For the woman, a mother of three, suicide seems to be the only avenue through which she can escape the harsh life in Chicago. As the author asserts, the woman speaks out for the other women watching her dangle from the window on the thirteenth floor. The squalid health of women becomes evident. Her only comfort is the memory of the good life she experienced as a child, which is nothing but a dream at the moment. The woman lives in a cruel world, surrounded by people who seem to care less even if she jumps to the ground. Her life is basically separated from death by a very thin thread. She is unable to speak about her despair, and attempted suicide seems the only sure way through which she can drive her point home. Cross-cultural issues appear the most significant problem in the poem. The woman hangs from a window in the 13th floor, which is often associated with bad luck and avoided in most buildings, where floor numbering usually jumps to fourteen from twelve. From personal experience of life away from one’s culture, I can attest what might have led the woman to think of attempted suicide. In New York City, I have also endured a very tough life relative to the one I lived back in my native country. Unlike in my homeland, I have to collect my laundry and wash away from my home. Also, I am forced to take the subway to the university, which takes a long time and thus very tiresome. Further, here in New York City, I have to walk a lot, while back in my country, I have my own car and a driver. Life has become so stressful

Does Nuclear Deterrence Work In Preventing Conflict Politics Essay

Does Nuclear Deterrence Work In Preventing Conflict Politics Essay In the post world war II era there have been fewer wars (and no third world war since the second world war took place just 20 years after the first), today countries engage in dialogues in order to solve problems rather than blindly declaring war against each other. After the explosion of the first nuclear bomb by the US on Japan in Nagasaki and Hiroshima the world saw the destruction the bomb caused killing over 200,000 people in the two cities and the people who were affected by the bomb died because of radiation and the future generations were deformed at birth. The explosion of the bomb scared the world of the consequences of the bomb, no one not even the pilot of the plane carrying the bomb had any idea what would happen once he drops the bomb. He later wrote a book about the time during WWII, when the bombs exploded and he regretted the fact that he carried out the operation. The Nuclear deterrence theory is when a country which possesses a nuclear arsenal threatens its enemy nation (also a nuclear armed country) that it will retaliate if attacked. This theory is a strategy which is used to avoid armed conflicts between the countries. Examples of this is during the cold war (when this strategy was first adopted on a nuclear level) both the United States and the USSR used this strategy however this never resulted in the use of nuclear weapons. Another (recent) example of this is India and Pakistan (in 2001 the President of Pakistan Pervez Musharraf had threatened India that it could use its nuclear weapons in case India attacks Pakistan) these countries use this strategy against one another . but both countries have never engaged in a nuclear war against one another. The total number of countries with nuclear weapons has increased to 7 the United States, Britain, Russia, China, France, India , Pakistan. However Israel has neither accepted nor denied the fact that they possess nuclear weapons although many analysts believe that they do. After 1945 the nuclear bomb has never been used again against a country. China built its nuclear arsenal in order to become a regional power and India built its weapon in order to threaten its enemy Pakistan. Pakistan also built its weapon in its defence, fearing a possible nuclear attack from the neighbouring India. It has been claimed that Israel has built a nuclear arsenal in order to defeat the threat of the Arab nations like Iran and Egypt whose President Nasser had threatened to attack the country at that time. Ever since the countries have built their weapons, there has been no serious war since each nuclear armed country fears that if they attack the enemy country, they will also suffer so, to some extent the possession of nuclear weapons has prevented a major war against the countries. However there has been nuclear standoffs between countries like India and Pakistan in the late 1990s and early 2000s. It is also said that both the countries had detonated their nuclear missil es ready to be fired. Today people also fear that the nuclear weapons may fall into the wrong hands example terrorist groups that could use the weapons for their personal gain and bomb their enemy countries this could lead to a conventional nuclear war that could harm the countries and lead to the deaths of millions or even billions of people. Israel has a reason to build a nuclear weapon since it is surrounded by enemy territory. Ever since the neighbouring countries have become aware of the fact that Israel has become a nuclear power, there has been no major or direct war by countries like Egypt and iran who always threaten to attack Israel. Also during the cold war period, there was no direct war against the USSR and the usa except for the mujahedeen war during the late 1970s to the 1980s. Even then the USSR refrained from using their nuclear weapons against Pakistan and the usa fearing retaliation from the USA. These are instances that have proved that nuclear deterrence has prevented nuclear conflict against countries. . This theory encourages proliferation since once a country possesses a nuclear weapon, they will always try and improve their weapons(in order to feel safe) and make duplicates, examples of this is both Pakistan and India who have conducted multiple tests of their missiles trying to improve their current models. Also countries like the US and Russia build missiles that could counter nuclear attacks. I fear for the future of the world today, the 6 billion people living on this earth today, if countries shed their nuclear weapons then the world will be a safe place again. I fear that this is not going to happen I fear that if a third world war breaks out, it will lead to the destruction of our planet resulting in over a billion deaths and the future generations of those affected to be deformed due to the radiation( all it needs is a spark that can be caused by an accidental activation of the nuclear weapon by a particular country and the country affected would retaliate leading to a nuclear war or if the leader of a nation possessing the weapon makes an irrational move by attacking its enemy would also lead to a nuclear war ). It could take us back to the Stone Age and destroy our civilization the reason being, over a thousand nuclear missiles would be detonated all around the world leading to destruction of land, loss of human life. Also the long term effects could also be deadly resulting in a change of the climate because of hyper global warming, food shortage due to destruction to agricultural land causing it to be infertile in fact poisonous. Therefore what needs to be done is that all the nuclear armed countries should decide before it is too late and regret like Albert Einstein ( who encouraged the then American President Roosevelt to develop the atomic bomb before Germany succeeds in creating the atomic bomb) the consequences of the nuclear bomb, therefore all the countries should take this problem seriously and should avoid ignoring it by eliminating and dismantling all their nuclear weapons and make the world a nuclear free , a safe world once again!

Lord Of The Flies- How Does Jack Become Leader? Essay

From the beginning of the novel â€Å"Lord of the Flies†, it is immediately obvious that Jack does not like the idea of Ralph being the chief of the boys.By the end of the book he successfully acquires the position he works towards. The idea of Jack being a leader is first portrayed by Jack ordering his choir in â€Å"army† type maneuvers to the first meeting . Jack bellows at his choir , â€Å"Choir!’ stand still!† his choir wearily responds obediently. Jacks first priority to secure his position as chief is to shut down Piggy , who is the man with the ideas in Ralph’s democratic rule. From the beginning Jack cunningly uses the fact that piggy is the â€Å"scapegoat† to constantly break down Piggy’s ideas with the view that once Piggy’s gone, then Ralph has little intelligence to support his views. He is helped greatly in this field as most of the tribe use piggy to make fun of but not in the same extremity as that of Jack. Psychologically is the way that Jack begins his torment towards piggy and as the book progresses so did his level of control. His demeaning words turn towards violence and his violence eventually leads to Piggy’s death. Jack understands that in order to persuade the children to side with him he would need some sort of a bait. Due to the condition on the island the most appropriate inducement is the lure of hunting. However any other form of pleasure could have been used so long as it appeared to be free from tyranny (Ralph’s orders to be rescued). The hunting starts off for enjoyment and food then quickly grows to be a tribal ritual of bloodlust , dancing and violence. Jack knows in order to become chief he not only can rely on the lure of hunting.He uses cunning and manipulative strategies to illustrate a false image of himself praying on the innocence of the â€Å"littluns’. Perhaps the greatest instance in which this occurs is when jack gives a manipulative apology after not following orders to keep the fire lit resulting in not being rescued by a passing ship.†All right, all right!’ he looked at Piggy , at the hunters, at Ralph. â€Å"I’m sorry. About the fire, I  mean. There. I-† He drew himself up. â€Å"-I apologize.† Once again his sinister apology targeted at the innocence of the younger members, concluded in the naà ¯ve â€Å"littluns† believing that Ralph was somehow in the wrong and not jack. â€Å"Clearly they were of the opinion that jack had done the decent thing, had put himself in the right by his generous apology and Ralph, obscurely in the wrong.† Possibly the most powerful campaign Jack used to become chief, was to use force and fear together to drive the intimidated children to side with him. Most of the time Jack displays his force on Piggy which in turn puts fear into the minds of the others. As the break up of rules and regulations in the society grow larger so to does the force and fear eventually leading to the death of children. By this stage in the novel it seems inedible that anyone not with jack would be either forced to join his tribe of savages or face death. Reflecting on the novel it is clear to see how Jack becomes a leader and sure enough the power hungry dictator-leader of the choir we are introduced to at the start, only grows more violent and more manipulative to become the Chief of the island.

Organic Foods Are They Safer More Nutritious Essay

The articles â€Å"Organic foods: Are they safer? More nutritious?†, by the Mayo Clinic Staff and â€Å"Is organic better for your health? A look at milk, meat, eggs, produce and fish†, by Tamer Haspel, delve into whether or not the products produced by organic farming are more nutritious and or safer than those produced by conventional farming. Organic foods are no longer only found in health food stores; they have become a mainstay in our supermarkets. Today’s consumers are faced with the decision of whether or not it is worth the cost to buy organic. To determine the answer to this question one will need to determine if it has been scientifically determined that consumption organic food products are more beneficial to one’s health. In order for farmers to label their products as USDA Organic they must adhere to the strict standards outlined in the organic certification program of the U.S. Department of Agriculture. The article, â€Å"Organic foods: Are they safer? More nutritious?† explains that these standards include how food is â€Å"grown, handled and processed†. Rather then using pesticides, organic farmers use methods such as beneficial insects and microorganisms and special disease resistant crop selection to protect their crops. They may use crop rotation and mulch to manage weeds. They do not use or include food additives, fortifying agents or preservatives in their products. This same article reports that a review of fifty years of scientific articles revealed thatShow MoreRelatedOrganic Food - Is It Worth Its Price?1418 Words   |  6 PagesIs Organic Food Worth Its Price? Organic farming began in the late 1940’s in the United States, and in recent years it has seen a dramatic increase in popularity (Rubin 1). The sales of organic food have been increasing by about 20 percent a year over the past decade (Marcus 1). That is over ten times the rate of their conventional counterparts (Harris 1). 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The sales of organic food increased by about twenty percent a year throughout the nineteen nineties (Marcus). That is over ten times the rate of increase that conventional food experienced during the same period of time (Harris). As recently as twenty eleven, about seventy-eight percent of American families admitted to routinelyRead MoreA Critique On Locavorism. Locavorism1422 Words   |  6 Pagesthe idea that food grown in close proximity to where one consumes it is not only more nutritious and better tasting, but also more environmentally responsible than mass produced food – seems to be igniting a food revolution in America (The Week Staff). The movement has gained momentum across America as the number of farmers markets has increased fivefold since 1994 (The Week Staff). Locavores, those who champion the loca vorism movement boast that buying and eating food locally is more environmentallyRead MoreAnother disease, which is linked to the unhealthy nonorganic diets, is high cholesterol. There are700 Words   |  3 PagesHowever, due to nonorganic foods as explained before being 25% less nutritious, the amount that needs to be eaten to help prevent it, need to be increased which leads to an unhealthy diet. With an organic food diet, less food can give more benefits leading to a healthier life avoiding high cholesterol. Doing so the cost of having to actually buy less food for more nutritious value and the cost of avoiding healthcare costs included with high cholesterol, again an organic food diet outweighs the costRead MoreOrganic Farming: Organic Food Benefits Essay1039 Words   |  5 PagesOrganic Food Benefits With the importance of leading a healthy lifestyle being abundantly clear, healthy food choices are now in the spotlight. The demand for organic foods among U.S. consumers is on the rise due to the assumption that it is a healthier and safer food choice. As a consequence of staggering amounts of greenwashing thrust upon consumers today, labels and claims of health benefits have become overwhelming and confusing. Buyers must seek the facts for nutrition and safety informationRead MoreAdvantage Of Organic Food776 Words   |  4 Pagesconsuming organic food, far outweigh the important matters. Organic food precedes a healthful life, in the long term it works in favor of a persons health in general. It also creates more jobs by producing organic food. Animals are organically fed and live in a more acceptable habitat. In recent studies, researchers found that with the significance of living a healthy lifestyle being profusely clear, healthy food alternatives are actually within the public attention. 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Impact of Microfinance awareness in Kenya - 12633 Words

MICROFINANCE AWARENESS AND IMPACT IN KENYA: A CASE OF NAIROBI COUNTY Table of Contents CHAPTER ONE INTRODUCTION 1.1 Background of the Study The need for development that saw the Kenya develop several strategies and plans such as the vision 2030 and the millennium development goals has led to development of the finance sector. The need for financing of the development projects has developed microfinance institutions in the country. Microfinance has received a lot of attention since its inception in the early 1970s perhaps, as argued by Okiocredit (2005: 30-32), due to the ability of microfinance to enable poverty alleviation and economic development through provision of credit and savings services to those earning low†¦show more content†¦They are therefore able to access subsequent loans depending on successful repayment by all group members. These payments are usually made after a specific period of time, usually one week (Ledgerwood, 1999: 137). This model of micro financing is the most commonly used by banks. It has proven to be more effective in the long run as there are few loan defaulters as each member of the group is a guarantor of the other. Berenbach and Guzman (1994: 119-139) argues that, solidarity groups have proved effective in deterring defaults as evidenced by loan repayment rates attained by organizations. Village banking model are based on village banks which are normally community-managed. The banks are established and managed by credit and savings associations established by NGOs to provide access to financial services, build community self-help groups, and help members accumulate savings (Schreiner, 2003: 118–136). This is perhaps the oldest model of micro financing, considering their formation in the mid-1980s. Usually these village banks normally consist of 25 to 50 members who majorly low-income earning individuals are seeking to improve their lives through self-employment activities. In Kenya, the need for economic development has seen the development of micro finance institutions which in normal cases start as Chamas. Chamas are small groups of individuals, who come together, collect money in a poolShow MoreRelatedResearch proposal on impacts of microfinance in Kenya3125 Words   |  13 PagesMICROFINANCE AWARENESS AND IMPACT IN KENYA: A CASE OF NAIROBI COUNTY 1 Table of Contents CHAPTER ONE ............................................................................................................................................... 3 INTRODUCTION ............................................................................................................................................. 3 1.1 Background of the Study ................................................................Read MoreEvaluating The Effectiveness Of Credit Risk Management Tools Essay1565 Words   |  7 Pagesorganization and hence the need to hedge against such risk. This study aims to assess the effectiveness of credit risk management tools which are being used by Microfinance institutions (MFIs) in Zimbabwe by assessing the effect of credit terms, client appraisal, credit control measures as well as credit collection policies on loan repayment. Microfinance Institutions by their nature are more vulnerable to credit risk owing to a number of reasons such as; that the primary clientele of MFIs consists mostlyRead MoreOverview of Housing Microfinance1898 Words   |  8 PagesHousing Microfinance â€Å"Inadequate sanitation and housing threaten the lives and health of some 600 million urban dwellers world-wide.† – CGAP (Bonnie Brusky) This research paper will concentrate on the innovation of housing microfinance. Housing microfinance is helping to give loans to individuals that are suffering from poor infrastructure. This type of microfinance will aid in increasing the level of living standards. This paper will analyze the current organizations that deal with housing microfinanceRead MoreIntroduction Advertising is often referred to as above the line expenditure, a term which is1700 Words   |  7 PagesFaulu Kenya Limited was founded by Food for the Hungry International (FHI), a Christian relief organization, Loan scheme program that targeted the economically active poor in Mathare. From its humble roots as a loan scheme in 1991, Faulu is currently one of the top Deposit Taking Micro Finance Institution(MFIs) in Kenya have successfully developed a platform aimed at banking the previously unbanked though a variety of savings, credit, micro insurance and mobile banking solutions (Faulu Kenya web link)Read MoreGood Csr - Bad Csr in Telecommunications Industry4557 Words   |  19 Pagestechnologies and essentials, such as reduced travel and dematerialization, while at the same time can cause rebound effects as a result of utilizing the technology, such as improvements in efficiency which lead to increases in consumption damaging impacts connected with this; and the increases in w aste resulting from constant technological developments. Similar to the direct negative effects, I have used CSR reference framework to understand the indirect effects of telecommunication industry. The mostRead MoreImpacts of Microfinance on Grassroot Development a Case Study Uf the Ketu North District16020 Words   |  65 PagesCHARTED INSTITUTE OF FINANCIAL AND INVESTMENT ANALYST (CIFIA) ASSESSING THE IMPACT OF MICROFINANCE IN GRASSROOT DEVELOPMENT. BY PRAISE DAVIDSON AMU 1 DECLARATION I hereby declare that this piece of work is the outcome of my own research except for the references which served as a source of information which I have acknowledged. This work has therefore never been presented for another certificate, Diploma or Degree. I therefore fully accept all omissions and errors that might appear in this paperRead MoreSamasource Give Work Not Aid8822 Words   |  36 Pagesrepresents, in my mind, the biggest threat to global stability. — Leila Janah, CEO and founder, Samasource As she landed at the San Francisco International Airport, Leila Janah reflected on her most recent visit to Samasource’s delivery centers in Kenya. Founded in September 2008, Samasource connected over 1,500 people living in poverty to work over the Internet. The company secured contracts for digital services from large companies in the United States and Europe, divided the work up into smallRead MoreBank Management System12681 Words   |  51 PagesONLINE BANKING 8 2.3 E-BANKING IN DEVELOPING COUNTRIES 9 2.4 E-BANKING IN PAKISTAN 10 2.5 E-BANKING IN KENYA 12 2.5.1 Current Structure and Developments in the Kenyan Banking Industry 12 2.5.2 E-Banking Revolution in the Kenyan Banking Industry 14 2.6 REVIEW OF CURRENT SYSTEM 15 2.7 REVIEW OF RELATED E-BANKING SYSTEMS 16 2.7.1 National Bank of Kenya 16 2.7.2 KCBConnect 16 2.7.3 Co-operative Bank of Kenya M-Banking 17 2.8 LITEARTURE REVIEW SUMMARY 18 CHAPTER 3- SYSTEM ANALYSIS AND DESIGN 19 3.1 DEFININGRead MoreBranchless Banking11637 Words   |  47 Pagesinhabitants had mobile phone subscriptions (Mas and Rotman 2008). Low-revenue countries specifically had exceedingly few users of neither Internet nor mobile. When it comes to banking and the poor, every ones eyes were on the form of a sort of microfinance organizations (MFIs) that depend on personal contact with customers (Ivatury et al 2006). What a distinction a decade can make. The dotcom bubble depressed in 2000, and the bank division is not lifeless. In various countries, the integer of bankRead MoreSmall Scale Entreprise in Nigeria: Issues and Prospects4421 Words   |  18 Pagespeople employed: The number of people varies from country to country. In Uganda the figure is put to between 5-50. In India, the figure is that between 30-100. In the United States, small enterprises are those which employ less than 500 people. In Kenya business with 10 or fewer workers are called micro enterprises. †¢ Capital employed: The number of people employed may not be a good indicator especially if the industry is labour intensive. This is true in countries like India where there is a